We, our and us, when used in this notice, means eGrain^SM. When we use the words "you" and "your" we mean eGrain^SM system users. This privacy notice applies to all eGrain^SM system users and tells how we manage personal information about you. Keeping your information confidential is important to us. We will ensure that your privacy is fully protected under the law. Below is a summary of how we collect, secure and use personal information about you.

Information Covered by this Policy
Our Policy applies to all nonpublic personal information about you that we collect in connection with providing a service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

How We Collect Information
We rely on many sources of information to understand and meet your needs. We collect information about you from:

• your applications or in other ways when you visit us in person, over the phone, through the mail or through our websites;
• your browser, when you visit one of our websites and your browser interacts with us;
• your transactions with other eGrain^SM system users; and
• other sources, in connection with our providing services to you.

How We Keep Information Secure
Information security is one of our highest priorities, as described in our internal employee Code of Conduct, this Policy, and the contracts and agreements that we sign with federal and/or state grain regulatory authorities. We restrict access to information about you to those employees or agents who need to know that information to provide products or services to you and for other reasons permitted by law. We maintain physical, electronic, and procedural safeguards that comply with applicable law and regulations to protect information about you and we regularly review our security standards and procedures to protect against unauthorized access to personal information.

Information Sharing
We do not disclose information about you to anyone, except as permitted by law. An example of this might include disclosures necessary to prevent unauthorized transactions.

We may share information about you with regulatory authorities or other third parties, as required by or permitted by law. For example, we may share information to protect against fraud, respond to a subpoena or service your account.

We may work with companies or organizations outside of eGrain^SM to provide you outstanding products and/or services. Consequently, as permitted by law, we may disclose information that we have collected about you to these companies or organizations. For your protection, we require that these companies keep all information secure and confidential.

If you decide to terminate your customer relationship with us, we will continue to adhere to the privacy policies and practices described in this Privacy Policy.

Web links
We are not responsible for the collection, use or security of information by companies or organizations outside of eGrain^SM that may be linked to our websites. We encourage you to read the privacy policies of all websites reached through links from eGrain^SM websites.